Comments on: Microlending Business Guide

By: Mary Ann

Mary Ann — Sat, 24 Oct 2009 10:14:53 +0000

Ms. Dhang,

nag papautang po ba kayo ng 5-6. Puede po ba sangla ng atm ant then 2week ko lang po need. Seroue po ako, you can check my background on our office.

Please reply on this email: business_search2008@yahoo.com

By: mannalon

mannalon — Fri, 23 Oct 2009 20:20:34 +0000

kasi kung corporation medyo sustainability ang resources not like proprietorship pede itigil na lang nya basta kahit kaylan nya gusto.

By: mannalon

mannalon — Fri, 23 Oct 2009 20:18:52 +0000

To Dhang:

Wala kasi iba legal na paraan kung hindi magtayo ng corporation. Other alternative is credit cooperative pero patas nag labanan sa lahat ng members.

Actually malaki nagagawa ng mico financing sa pag alleviate ng buhay ng mahihirap kung maganda talaga ang intention mo. Kaya kasi ginawang corporation yan kasi may pag aaral dati na ginawa ang UN noong 2005 na isa itong mabisang tools para mabigyan ng gap ang mga mahihirap sa financing needs kasi di sila pede sa mga bank lao na at may collateral.

By: jayR

jayR — Thu, 01 Oct 2009 08:38:45 +0000

kahit maliit lang capital mo legal pa rin mag pautang… parang kaibigan lang yan na nag utang sayo at naawa ka kaya pinahiram mo ng pera dahil kailangan nya. syempre with interest.

ito yata ang formula nyan sa interest rate: i=prt
kikita ka kahit walang permit, pero risky ang lending business pautangin mo lang yung mga capable magbayad.

By: Leo

Leo — Mon, 21 Sep 2009 06:51:14 +0000

@dhang, as far as i know kasi, kelangan mo kumuha ng permit sa BSP (central bank). medyo complicated and process, and you will be required a certain amount as capital, i’m not sure, better to inquire na lang with the BSP office http://www.bsp.gov.ph.

By: Thuy

Thuy — Mon, 21 Sep 2009 04:28:47 +0000

Dhang,

Nagtabibg ka sa pag ibig fund. May lending program sila na pwede kang mag invest.

By: dhang

dhang — Mon, 21 Sep 2009 04:25:33 +0000

hellow any body y namn po walang nagrtereply s tanong ko

By: dhang

dhang — Mon, 21 Sep 2009 03:35:23 +0000

hellow po mr leo..nag post po ako ng msg..ac dhang po i2
ask ko lng uli san po ako pede pumunta kung maliit lng capital ko s pagpapautamng pera .
gus2 ko po kz legal.cno pede kong lapitan para kumuha ng permit tnx

By: dhang

dhang — Sat, 19 Sep 2009 10:10:59 +0000

sabi nga po nyo hindi inaallowed ang single proprietorship,pano po s 2lad ko
nagpapautang po ako un nga lng talagang may risk dahil ung iba d nagbabayad.ask ko lng kung pede ba akong kumuha ng licensed or permit s pagpapautang.maliit lng nm po capital ko pero gus2 ko may permit.san ako pede kumuha.saa mi nga may nagbibigay 10% maraming kumukuha kz wala ng mga papers n kailngan…tnx [po wait ko po response nyo s email or kht post nyo d2

By: Leo

Leo — Mon, 27 Jul 2009 09:51:54 +0000

@Edgardo T Tipa, thank you for the updates. I also include your contact details.

@jc, thanks for the correction.

By: Edgardo T Tipa

Edgardo T Tipa — Mon, 27 Jul 2009 03:09:32 +0000

Yes, you are correct. Per Republic Act no. 9474 or the Lending Act of 2007 lending business should be set-up or organize under a corporation. Sorry for the misleading write-up on that article. In case of further information in setting up your lending business, you may contact me at edttipa2001@yahoo.com or cell no. 0927-9077-879.

By: Leo

Leo — Mon, 20 Jul 2009 09:22:13 +0000

@ds, i’m asking for the source link of jc, but if you have one too, please let me know so i can update the article.

By: ds

ds — Sun, 19 Jul 2009 16:02:53 +0000

2nd paragraph, “A lending business CAN be set up as a SINGLE PROPRIETORSHIP…”

By: Leo

Leo — Sun, 05 Jul 2009 04:33:53 +0000

@jc, can you at least provide the link for the info you mentioned?

By: jc

jc — Thu, 02 Jul 2009 13:39:31 +0000

dati pwede ang sole or partnership sa lending biz, pero ngaun dapat corp na mali info ng article!