Family Welfare and Assistance Program - Reintegration Program

The Reintegration covers two (2) major components - economic and psycho-social components. The psycho-social components includes community organizing program or organizing of OFW family circles and services like social counseling, family counseling, stress debriefing, and training on capacity building, value formation, etc. The economic component on the other hand, includes social preparation programs for livelihood projects or community-based income generating projects, skills training and credit facilitation and lending. At present, the economic component has two (2) loan programs: the OWWA-NLSF Livelihood Development Programs for OFWs (LDPO) and the OFW Groceria Project.

The OWWA-NLSF LDPO Project

This program is a joint undertaking of OWWA and National Livelihood Support Fund (NLSF). to address the economic component of the OFW Reintegration Program. It is meant to further improve access to entrepreneurial development opportunities and credit facilities to OFWs, their families, and organizations. Possible enterprises include: (a) trading (general merchandise and buy and sell, etc.), (b) services (repair shops, restaurants, parlors, etc.), (c) manufacturing (meat/fruit processing, shoes, etc.) and (d) agri-business (tilapia culure, piggery, poultry, etc.).

The OWWA-NLSF Livelihood Development Program currently has the Collateral Loan Window for individual and group borrowers

Acceptable Purposes of Loan

  1. Working capital - for purchase of merchandise goods and/or raw materials
  2. Business assets acquisition (except lot) - for purchase of machines/equipment
  3. Business site construction or improvement

Eligible Borrowers

  1. Member-OFWs and former member-OFWs
  2. Their immediate family members (one family member per one OFW)
  3. For married OFWs: spouses or children of legal age
  4. For single OFWs: parents or siblings of legal age
  5. OWWA LDPO beneficiaries with good repayment records
  6. Legally organized groups of OFWs (partnerships / corporations, OFW organizations / associations / cooperatives & Federations)

Individual Borrower

  • Loan Ceiling : P200,000.00 (maximum per qualified borrower)
  • Interest Rate : 9 % p.a.
  • Debt:Equity Ratio : 85:15 ratio
  • Collateral Coverage : 100 %

Loan Requirements

  1. Proof of OWWA Contribution (passport with POEA-LAC stamp, information sheet from OWWA, POEA-attested Employment Certificate, or E-card)
  2. Business Plan / Project Feasibility Study
  3. Financial Statement in case of existing business
  4. Business permit / license (pre-release condition)
  5. Collateral papers (REM or chattel mortgage)

Additional Requirements if availee is an immediate family member:

  1. Marriage Contract and consent (for married borrowers)
  2. Birth Certificate and authorization (for single OFWs)

Loan Application

Loan applications may be filed at all OWWA Regional Welfare Offices together with the following standard requirements:

  1. Accomplished application form (with 2×2 picture)
  2. Sketch and routes of residence and/or business site
  3. Other requirements if applicable:
    • Price quotation
    • Bill of materials or building plan

Group loans is also available, visit this link

For more information, contact:

Overseas Workers Welfare Administration
7th St. cor. F.B. Harrison
Pasay City, Philippines
Tel.(+632) 891-7601 to 24
Email: opcenter@owwa.gov.ph, owwa_opcenter@yahoo.com
Web: www.owwa.gov.ph


Related Posts:



27 Responses to “P200,000 Loan from OWWA for OFW Reintegration Program”

Pages: [3] 2 1 » Show All

  1. 27
    Leo Says:

    @sheila, please call OWWA directly, they are in the best position to give you advice.

  2. 26
    sheila Marie Basbas Says:

    1st timer na ofw po ang husband ko. sa nov. 16 po ang alis nya. nakasanla po sa office ko yong property namin, qualified po ba kami s loan nyo pag nagloan kami nga husband ko for 200, 000?

  3. 25
    Leo Says:

    @evelyn, yes, he’s still entitled. just make sure he still has all the papers and documents (passport/visa, employment contract, OWWA ID card, etc.) with him as proof. please inquire from OWWA directly to make sure.

    @opet, you can tell your wife to inquire directly from OWWA. bring necessary documents.

  4. 24
    opet mabunga Says:

    can my wife avail the loan since im here in singapore.. we want to expand our backyard swine raising

  5. 23
    Evelyn Gines Says:

    Dear Sir/Madam,
    Good day!
    Dati pong OFW s Saudi ang kuya ko, entitled po b sya s livelihood loan program ng OWWA?

  6. 22
    Leo Says:

    @kabayang paul, pwede mo i-laon ang pang processing fee para sa trabago sa ibang bansa. tawag ka mismo sa owwa sa numerong nakalista dito.

  7. 21
    paul Says:

    sir, dati po akong ofw at member ng owwa, gusto ko lang po malaman kung pwede po ba akong mg loan sa owwa, at ito po ay gagamitin ko para sa processing fee ko papunta ng canada, maari nyo po ba akong tulungan sa problema ko. SALAMAT PO!!!

Pages: [3] 2 1 » Show All

Leave a Reply